Note: This post may be out of date. Read our 2015 Holiday Shopping Tips blog for current information.
Getting ready to hit the stores on Black Friday? The day after Thanksgiving gives consumers a chance to get a head start on their holiday shopping with dramatic discounts that create some of the best prices of the year. Whether going to the store at 6 p.m. on Thanksgiving or 9 a.m. on Black Friday, make sure to not become a crime victim. Before leaving home, remember that Black Friday is all about being smart with money, not just with how it’s spent, but how it’s protected. Check this list of essential tips for a safe and successful shopping trip.
10 Holiday Shopping Tips
- Planning a shopping trip can save shoppers time and money.
- Cell phone reception can be spotty in some stores, large malls, and retail outlets, so set a specific time and place to meet up after scouring stores for bargains.
- Shopping with a single credit card is safer because it’s easier to cancel one card than several, if a wallet or purse gets lost or stolen.
- When shopping online, use secure connections and only shop at websites you trust.
- Confirm all purchases, online and in-store, and save all receipts. Receipts are needed to make exchanges, refunds, and to dispute an incorrect charge.
- Know your rights when it comes to refunds, cancellations, returns, layaways, bait and switch, and rainchecks.
- Report lost or stolen credit, debit, and ATM cards immediately. Acting fast limits liability for unauthorized charges.
- Know gift card rules. Gift cards are required to be valid for at least 7 years in Massachusetts and gift cards not clearly marked with both a date of issuance and a date of expiration are valid forever.
- Nothing gets a thief going like a car full of shopping bags that are clearly visible. Lock them in the trunk or, if possible, take them directly home.
- Make sure to bring a bottle of water and a few light snacks. Spending hours wading through shoppers and stores can leave people exhausted and dehydrated.
What are your Black Friday shopping safety tips? Comment below or tweet us at @MassGov.
Tags: bait and switch, Black Friday, cancellations, credit card, day after Thanksgiving, debit card, gift cards, layaways, Planning a shopping trip, raincheck, refunds, returns, save all receipts, shopping online, Shopping safety tips
4 Things to Do When Applying for Financial Aid posted on May 17
Each year, financial aid helps millions of students across the United States achieve their dreams of attending college. There are many free resources available to guide you through the application process. The Office of Student Financial Assistance (OSFA), a division of the Department of Higher …Continue Reading 4 Things to Do When Applying for Financial Aid
The Prevailing Wage Program in Massachusetts posted on May 10
Each year, many people help pave state highways, renovate public buildings, and take care of various public works projects across the Commonwealth. The Prevailing Wage Program in Massachusetts helps ensure that professionals doing public work projects are paid properly by determining the minimum hourly wage rates workers …Continue Reading The Prevailing Wage Program in Massachusetts
Getting Married in Massachusetts: After the Wedding posted on Apr 27
Congratulations, you tied the knot! You’re probably ready to kick back and enjoy your newlywed bliss. But if you haven’t thought about it already, you might want to take care of some paperwork, especially if you decided to change your name. Our first post filled …Continue Reading Getting Married in Massachusetts: After the Wedding