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Avoid peer-to-stranger transfers when using peer-to-peer payment apps

Avoid peer-to-stranger transfers when using peer-to-peer payment apps posted on Jan 14

  Have you heard of peer-to-peer payment apps such as Venmo and Cash App?  These money transferring apps sit on the phones of millions of Americans, and the numbers grow by the day.  Their convenience is hard to dismiss, since they function as a bank   …Continue Reading Avoid peer-to-stranger transfers when using peer-to-peer payment apps

ScamTravel.Com

ScamTravel.Com posted on Jan 7

Are you one of those consumers that can’t pass up a good vacation deal? While some of these deals are legitimate and a great value for your buck, many others are deceptive offers posted by scammers posing as online travel agencies or homeowners renting a   …Continue Reading ScamTravel.Com

New Year, New You? What consumers should know about gym memberships before they sign.

New Year, New You? What consumers should know about gym memberships before they sign. posted on Jan 2

Many Americans are looking to 2019 to be a year of self-improvement, with the most common resolution being a greater dedication to health and fitness.  If you plan to purchase a gym membership to kick start your new healthy lifestyle, make sure you have all   …Continue Reading New Year, New You? What consumers should know about gym memberships before they sign.

Don’t get heated over cooling-off periods posted on Dec 27

  It is a very common misconception, and one that our Office receives many questions about, that a cooling-off period exists for any purchase a consumer makes.  A cooling-off period is a certain amount of time, usually three days, where a contract can be redacted   …Continue Reading Don’t get heated over cooling-off periods

Energy Bill Scams

Energy Bill Scams posted on Dec 19

        As temperatures drop, thermostats begin to rise and many consumers begin to see their heating bills increase. It should come as no surprise then that scammers capitalize on the changing seasons by offering lower energy bills or preying on fears about   …Continue Reading Energy Bill Scams

Holiday Shopping Series: Bait and Switch

Holiday Shopping Series: Bait and Switch posted on Dec 13

Most consumers have heard of the term “bait and switch,” but may not be aware when it happens to them. A sales representative may try to convince you to buy a different item than the one you came for, which may simply seem like a   …Continue Reading Holiday Shopping Series: Bait and Switch

Santa baby: The yacht, duplex and checks really add up!

Santa baby: The yacht, duplex and checks really add up! posted on Dec 11

  Holiday-induced debt can be a problem for many Americans looking for the newest cell phone, electronic device, or the hottest new kid’s toy. Many companies plan major product releases during this shopping season and are unyielding with their advertising. According to new data from   …Continue Reading Santa baby: The yacht, duplex and checks really add up!

Holiday Shopping Series: Return Policies

Holiday Shopping Series: Return Policies posted on Dec 10

Despite your best intentions, some gifts you buy this holiday season may need to be returned or exchanged. In fact, the National Retail Federation released a survey that showed almost two-thirds of people said they made at least one return during last year’s holiday season.    …Continue Reading Holiday Shopping Series: Return Policies

Holiday Shopping Tips: Gift Certificates

Holiday Shopping Tips: Gift Certificates posted on Dec 6

    Gift certificates are a popular option for many gift-givers during the holiday season. From nail salons, to restaurants, to grocery stores, gift certificates can be used just about anywhere.  The National Retail Federation said gift cards are the most popular item on consumers’   …Continue Reading Holiday Shopping Tips: Gift Certificates

Holiday Shopping Series: Package Theft

Holiday Shopping Series: Package Theft posted on Dec 4

    The United States Postal Service estimates it will deliver around 900 million packages this holiday season. Package thefts rise during the holiday season, and some thieves will even follow delivery trucks to scoop up packages as soon as they are delivered.  So far this   …Continue Reading Holiday Shopping Series: Package Theft