Holiday-induced debt can be a problem for many Americans looking for the newest cell phone, electronic device, or the hottest new kid’s toy. Many companies plan major product releases during this shopping season and are unyielding with their advertising. According to new data from   …Continue Reading Santa baby: The yacht, duplex and checks really add up!

Despite your best intentions, some gifts you buy this holiday season may need to be returned or exchanged. In fact, the National Retail Federation released a survey that showed almost two-thirds of people said they made at least one return during last year’s holiday season.    …Continue Reading Holiday Shopping Series: Return Policies

    Gift certificates are a popular option for many gift-givers during the holiday season. From nail salons, to restaurants, to grocery stores, gift certificates can be used just about anywhere.  The National Retail Federation said gift cards are the most popular item on consumers’   …Continue Reading Holiday Shopping Tips: Gift Certificates

    The United States Postal Service estimates it will deliver around 900 million packages this holiday season. Package thefts rise during the holiday season, and some thieves will even follow delivery trucks to scoop up packages as soon as they are delivered.  So far this   …Continue Reading Holiday Shopping Series: Package Theft

  Over 500 million people may have been impacted by a data breach affecting the Marriott’s Starwood hotels guest reservation system. Marriott International, which owns the former Starwood brand hotels, says that in early September, an alert from a security tool provided notification that an   …Continue Reading Marriott’s Starwood Hotels Have Suffered a Major Data Breach

  The Federal Trade Commission (FTC) recently announced the temporary shutdown of the largest overseas real estate investment scam it has ever targeted. According to the FTC, the alleged scammers mislead investors into buying lots at a development called Sanctuary Belize. The scammers promised several   …Continue Reading Sanctuary Scam?

The holiday season is in full swing, gifts are wrapped, recipes collected, and those strings of lights untangled. However, this popular decoration can be dangerous if not handled properly. We’ve gathered some tips on how to stay safe and festive this season: Make sure your   …Continue Reading Shedding Light on Holiday Decoration Safety

  The Holiday Season is upon us. Over the next few weeks as the holiday music plays and decorations are put up, consumers will be flocking to malls and websites hoping to purchase the perfect gift for their family member or friend. “Cyber Monday” refers   …Continue Reading Holiday Shopping Series: Cyber Monday

  The Holiday Season is upon us. Over the next few weeks as the holiday music plays and decorations are put up, consumers will be visiting malls and websites hoping to purchase the perfect gift for their family member or friend. In fact, the National   …Continue Reading Holiday Shopping Series: Black Friday

     Your credit score has long been determined by a standard measurement known as FICO. Your score is determined using the information in your credit report, such as your payment history and how much debt you owe, and creditors and lenders, along with insurance   …Continue Reading UltraFICO: The Ultimate in Credit Scores?