Mass Consumer Affairs Blog

The Official Blog of the Massachusetts Office of Consumer Affairs and Business Regulation

Category Archives: Personal Finance

Save On Your Cable TV Bill! Posted on Nov 5

Save On Your Cable TV Bill!

Cutting the cord has become a common phrase for consumers switching from traditional cable providers to internet and streaming television options. Traditional cable packages can cost anywhere from $50 to over $200 per month, making cable one of the higher monthly utilities in your home.   …Continue Reading Save On Your Cable TV Bill!

What You See is What You Get: Shopping Price Accuracy Posted on Mar 5

What You See is What You Get: Shopping Price Accuracy

Consumers deserve to feel confident that the price they see advertised in stores is the price they’re going to pay. That’s why the state’s Division of Standards (DOS) annually inspects retail stores to make sure their pricing is accurate. While overall inspectors find accurate pricing,   …Continue Reading What You See is What You Get: Shopping Price Accuracy

What’s your financial compatibility? Posted on Feb 27

What’s your financial compatibility?

A 2017 report conducted by investing app Acorns found that 68% of the 3,010 respondents said they’d rather tell their partner their weight than the amount of money in their savings account. But when talking about finances, it’s important to have regular talks about money,   …Continue Reading What’s your financial compatibility?

Optional Insurance Coverage: Homeowners Posted on Feb 6

Optional Insurance Coverage: Homeowners

From flood insurance to personal property endorsements, many consumers are unaware of the optional insurance coverage plans they can purchase for their home. Every home and individual homeowner need is different, but consumers can choose coverage they need to protect what makes their property unique.   …Continue Reading Optional Insurance Coverage: Homeowners

Don’t get heated over cooling-off periods Posted on Dec 27

  It is a very common misconception, and one that our Office receives many questions about, that a cooling-off period exists for any purchase a consumer makes.  A cooling-off period is a certain amount of time, usually three days, where a contract can be redacted   …Continue Reading Don’t get heated over cooling-off periods

UltraFICO: The Ultimate in Credit Scores? Posted on Nov 15

UltraFICO: The Ultimate in Credit Scores?

     Your credit score has long been determined by a standard measurement known as FICO. Your score is determined using the information in your credit report, such as your payment history and how much debt you owe, and creditors and lenders, along with insurance   …Continue Reading UltraFICO: The Ultimate in Credit Scores?

Data Privacy Series: Spoofing Posted on Nov 18

Data Privacy Series: Spoofing   What is Spoofing? Spoofing is a general term for tricking or deceiving. In the context of consumer data privacy, spoofing usually refers to email or caller ID spoofing. Spoofing is closely related to phishing and is sometimes used synonymously. How   …Continue Reading Data Privacy Series: Spoofing