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A tornado recently touched down on Cape Cod causing damage and leaving thousands without power.  Tornadoes occur spontaneously and are known to rip up trees, flip cars, and destroy homes. It is often difficult to prepare for a tornado due to their unpredictable nature leaving you little time to prevent damage. Fortunately, damage from a tornado is covered under traditional home insurance policies.

 If you have suffered property damage or loss due to a tornado:

  • Report claims to your insurance company as soon as you can.  Also notify independent insurance agents.
  • Protect any damaged property to the extent you can to prevent further damage.
  • Note and photograph all damage and losses.  Back-up your claim with written estimates and receipts.  This assists you when settling claims.
  • If temporary housing is necessary, check your policy for Loss of Use coverage.  Your policy may cover such expenses up to a stated amount.

For information on staying safe during a tornado, visit our Tornado Safety Page or our blog that offers tips on staying connected during emergencies.

The Baker-Polito Administration’s Office of Consumer Affairs and Business Regulation along with its five agencies work together to achieve two goals: to protect and empower consumers through advocacy and education, and to ensure a fair playing field for Massachusetts businesses. The Office also oversees the state’s vehicular and customized wheelchair Lemon Laws and Arbitration Programs, Data Breach reporting, Home Improvement Contractor Programs and the MA Do Not Call Registry. If you have additional questions, contact the Office of Consumer Affairs and Business Regulation by calling our Consumer Hotline at (617) 973-8787, or toll-free in MA at (888) 283-3757, Monday through Friday, from 9 am-4:30 pm. Follow the Office on Facebook and Twitter, @Mass_Consumer.

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