Whether it’s a car loan or a home mortgage, having better credit makes it easier – and less costly – to borrow money from lenders.
There are a number of ways to improve your credit report. Here are a few of the steps you can take to not just have better credit, but also better manage your finances:
Track your expenses for one month to see where your money is going, and create flexible budget.
Stop using credit cards. Keep low balances on credit cards.
Join a credit union, which typically is more likely to give you a loan than a regular bank.
Avoid bankruptcy, which should be seen as a last resort.
For more information on building your credit, read this Consumer Advisory.
Phone Refund Scam posted on Mar 30
Our Office hears about a variety of scams on a regular basis so we’re never surprised to learn about the different ways scammers will attempt to trick people. A recent scam that was brought to our attention involved a money refund. A caller claiming to …Continue Reading Phone Refund Scam
Spin Cycle Making Your Head Spin? posted on Mar 29
Almost 3 million Samsung washing machines were recalled last November due to reports of excessive vibration and/or parts detaching from the washing machine. However, since the recall began, customers have been complaining about myriad of issues. Consumer news outlet, Consumerist, has been tracking the …Continue Reading Spin Cycle Making Your Head Spin?
Immigration Scams posted on Mar 27
The call to strengthen the United States’ borders has opened a new window of opportunity for con artists who are capitalizing on fear and uncertainty. The Boston Globe reported earlier this month that there has been an uptick in scammers posing as federal agents, …Continue Reading Immigration Scams