Whether it’s a car loan or a home mortgage, having better credit makes it easier – and less costly – to borrow money from lenders.
There are a number of ways to improve your credit report. Here are a few of the steps you can take to not just have better credit, but also better manage your finances:
Track your expenses for one month to see where your money is going, and create flexible budget.
Stop using credit cards. Keep low balances on credit cards.
Join a credit union, which typically is more likely to give you a loan than a regular bank.
Avoid bankruptcy, which should be seen as a last resort.
For more information on building your credit, read this Consumer Advisory.
Buying a car in Massachusetts: What consumers should know about auto insurance posted on Oct 17
If you’re thinking of buying a car, it’s important to consider how much you want to pay for auto insurance. First, understand how much insurance you need. If you are financing or leasing a new car, you will have to purchase comprehensive and collision …Continue Reading Buying a car in Massachusetts: What consumers should know about auto insurance
The Business of Cybercrime posted on Oct 12
Cyber crime can have a significant negative impact on your company if proper precautions are not taken to prevent it. Companies of any size and industry are at risk of encountering cyber attacks. It is extremely important to educate your staff on the importance …Continue Reading The Business of Cybercrime
Shop Smart this Columbus Day weekend posted on Oct 6
Christopher Columbus’ journey to the new world in 1492 is celebrated as a day to remember his epic voyage of discovery and a day to remember our heritage. Many towns hold parades or other festivities in celebration. In the consumer world, however, Columbus Day …Continue Reading Shop Smart this Columbus Day weekend