Post Content

 

My office received a phone call yesterday from a consumer who said she got a call from the California Office of Consumer Affairs and Business Regulation, demanding payment for a payday loan the consumer allegedly didn’t take care of.

The consumer said she never took out a payday loan and that the caller threatened to send authorities to her house and drag her to California. And, more importantly, she asked if we would come after a consumer for an unpaid debt.

Let me be clear: Our Office would never, ever contact you on behalf of a debt collector. And we would also never threaten to come and take you away for an unpaid debt. (For more on debt collector and practices, click here.)

This looks like a relatively new scam. A search of the phone number (818-746-3844) found two online notes regarding the phone number from the last week. “I received a call from this number claiming to be a prosecuting attorney. Does anyone know if this is legit? Sounds like a scam,” was one comment. The other was more to the point: “Using this number to scare people into sending money.”

In this case, another state’s office was the alleged debt collector. But in many cases of bogus debt-collector schemes, the names change but the ruse remains the same.

We want to make sure consumers are aware of this scam, and they do not fall prey to it. If you get an unsolicited phone call from us demanding a debt payment, take down as much information as you can about the caller (including the phone number and any other contact information) and contact us. Our Consumer Hotline number is (888) 283-3757. We can ensure that we’re not hounding you for a real or imagined debt, and we can help you file a complaint against the perpetrator.

Written By:

Recent Posts

Buying a car on Craigslist? Know who you are buying from! posted on Apr 21

Buying a car on Craigslist? Know who you are buying from!

  Consumers often consider buying from a private seller as an alternative to buying from a used car dealer. An increasingly common scam involves dealers posing as private sellers and posting vehicles under the “for sale by-owner” section of Craigslist.  This practice is also known   …Continue Reading Buying a car on Craigslist? Know who you are buying from!

Bringing Down the Hammer on Bad Contractors posted on Apr 19

Bringing Down the Hammer on Bad Contractors

  Massachusetts law requires any contractor performing certain home improvement work to an existing, one-to-four unit, owner-occupied home to register as a Home Improvement Contractor with the Office of Consumer Affairs and Business Regulation. The law regulates the practices of home improvement contractors and provides   …Continue Reading Bringing Down the Hammer on Bad Contractors

Overdraft Protections posted on Apr 18

Overdraft Protections

  Budget slip-ups are easily made but they can be embarrassing when they result in a debit card or ATM transaction rejection. That’s why many consumers rely on the overdraft protections provided by their financial institution. As this is Financial Literacy Month, the Division of   …Continue Reading Overdraft Protections