Commissioner Joseph G. Murphy, Division of Insurance
Yesterday, we traveled to Pittsfield for a rather spirited conversation about increases in health insurance costs, and one thing we discovered was a disgruntlement at high prices for minimal coverage.
A number of people at yesterday's hearing said they are paying high prices for "catastrophic" coverage, and they wish they could afford more.
In most cases, co-pays and deductibles are sky high for single payers. As Cynthia Crispen Mangiardy said, "I have no health care security whatsoever."
Cynthia, the other participants in today's hearing, and residents across the state are all feeling the same way. Forced to decide on coverage levels, they are purchasing lower levels than they'd like, because they can't afford more. These are not the kinds of decisions we want people to have to make.
When we conclude these hearings, we will produce a report with recommendations for Governor Patrick and continue to work on his reforms in this area. Hopefully, we can get insurance premiums to the point where people like Cynthia can buy the coverage they want without facing serious financial questions about it.
Scam Log Analysis – June 2015 posted on Jul 22
The Massachusetts Office of Consumer Affairs and Business Regulation compiles publicly available scam, identity theft, and fraud complaints from around the Commonwealth via police logs, news outlets, and other sources, as well as through the Office’s Consumer Information Hotline. Below is a quantitative analysis of …Continue Reading Scam Log Analysis – June 2015
Competitive Energy Sellers posted on Jul 16
You have just moved into your new apartment and need to set up electricity service so you call your local utility company (National Grid, Eversource, or Unitil); within hours you are enjoying your favorite television show. One day someone comes to your door and tells …Continue Reading Competitive Energy Sellers
Using Ticket Resellers posted on Jul 9
With the arrival of summer, many concerts and shows are coming to Boston and the Commonwealth. The Office of Consumer Affairs and Business Regulation (OCABR) cautions consumers who are looking for tickets online to carefully consider the validity of the seller before giving your money …Continue Reading Using Ticket Resellers