Post Content

Joseph G. Murphy, Commissioner of InsurancePosted by:
Commissioner Joseph G. Murphy, Division of Insurance

Yesterday, we traveled to Pittsfield for a rather spirited conversation about increases in health insurance costs, and one thing we discovered was a disgruntlement at high prices for minimal coverage.

A number of people at yesterday's hearing said they are paying high prices for "catastrophic" coverage, and they wish they could afford more.

In most cases, co-pays and deductibles are sky high for single payers. As Cynthia Crispen Mangiardy said, "I have no health care security whatsoever."

Cynthia, the other participants in today's hearing, and residents across the state are all feeling the same way. Forced to decide on coverage levels, they are purchasing lower levels than they'd like, because they can't afford more. These are not the kinds of decisions we want people to have to make.

When we conclude these hearings, we will produce a report with recommendations for Governor Patrick and continue to work on his reforms in this area. Hopefully, we can get insurance premiums to the point where people like Cynthia can buy the coverage they want without facing serious financial questions about it.

Written By:


Jayda Leder-Luis is the Communications Coordinator at the Office of Consumer Affairs & Business Regulation.

Recent Posts

First Time Homebuyers Prepare Themselves posted on Mar 13

Buying a home is one of the biggest purchases a consumer will ever make. Although buying and owning a home may seem daunting, prospective Massachusetts homeowners have a wealth of resources to prepare themselves. HUD-approved housing counseling agencies and Community Development Corporations around Massachusetts provide   …Continue Reading First Time Homebuyers Prepare Themselves

Subfreezing Temperatures Don’t Have to Freeze Your Bank Account posted on Jan 9

Subfreezing Temperatures Don’t Have to Freeze Your Bank Account

As the nation has endured subfreezing temperatures this week and consumers are putting their thermostats to work, it might be a good idea to check in and see how efficient your heating system is running. In Massachusetts, MassSave, a statewide program sponsored by Massachusetts energy companies,  supports   …Continue Reading Subfreezing Temperatures Don’t Have to Freeze Your Bank Account

Consumer Affairs Survey Finds Lower-Cost Options for College Textbooks posted on Aug 22

Consumer Affairs Survey Finds Lower-Cost Options for College Textbooks

It’s about that time that students will begin to flock back to the Boston area and move into their apartments and dorms.  As they prepare for classes, one of the more expensive purchases will be their course materials, including the very expensive textbooks.  According to   …Continue Reading Consumer Affairs Survey Finds Lower-Cost Options for College Textbooks