Mass Consumer Affairs Blog

The Official Blog of the Massachusetts Office of Consumer Affairs and Business Regulation

Yearly Archives: 2013

National Consumer Protection Week 2013 Posted on Mar 5

National Consumer Protection Week 2013

This week is National Consumer Protection Week (NCPW). More than 60 nonprofit organizations and federal, state, and local agencies are participating this year all with the intention of bringing a larger awareness to consumer rights. For the past 15 years, the week has brought together   …Continue Reading National Consumer Protection Week 2013

Common Disqualifying Criteria for the Guaranty Fund: Part II Posted on Feb 25

In Part I of this series, I gave homeowners three tips for avoiding circumstances that will disqualify them from the Guaranty Fund.  In today’s post, I give three more tips. To be eligible for the Guaranty Fund, you must submit your written Guaranty Fund Application   …Continue Reading Common Disqualifying Criteria for the Guaranty Fund: Part II

Common Disqualifying Criteria for the Guaranty Fund: Part I Posted on Feb 21

One of the most important programs administered by the Office of Consumer Affairs and Business Regulation is the Home Improvement Contractor Guaranty Fund.  If a homeowner incurs actual losses during a transaction with a registered home improvement contractor and successfully sues their contractor, but the   …Continue Reading Common Disqualifying Criteria for the Guaranty Fund: Part I

Don’t Get Scammed Out of Love Posted on Feb 14

Don’t Get Scammed Out of Love

As more and more of our daily social interactions move to the Internet, it’s not surprising to see dating follow this trend. Online dating services offer the chance of meeting somebody through the convenience of the Internet under the veil of privacy, but it also   …Continue Reading Don’t Get Scammed Out of Love

Better Budgeting in 2013 Posted on Feb 11

Better Budgeting in 2013

Learning how to properly manage your personal finances is an essential skill that will reduce your stress and improve your quality of life. Good budgeting doesn’t have to be painful if you follow these tips and suggestions. Identify spending habits.  Look at past months and   …Continue Reading Better Budgeting in 2013

How to Determine Whether a Home is Owner Occupied Posted on Jan 28

Contractors are expected to have a basic understanding of what projects require a Home Improvement Contractor (HIC) registration.  When asked, most contractors can recite that projects exceeding $1,000 in value involving “pre-existing, owner-occupied, one-to-four-family residences” require an HIC registration.  We all know what a pre-existing   …Continue Reading How to Determine Whether a Home is Owner Occupied

A Good Sign: Demystifying the HIC Requirements for Advertising Posted on Jan 11

This past November, I staffed the Office of Consumer Affairs’ booth at the Architecture Boston Expo (ABX), where we distributed brochures on the basic rules for home improvement contractors.  The trade show was well attended by contractors and I answered many of their questions.  As   …Continue Reading A Good Sign: Demystifying the HIC Requirements for Advertising